| Card | Top rates | Min spend | Cap | Annual fee |
|---|---|---|---|---|
| CIMB Visa Signature | 10% Online shopping (apparel, shoes, electronics, department stores; Amazon, Shopee, Apple and others) · 10% Groceries (supermarkets, including online) · 10% Beauty and wellness (pharmacies, personal care, salons, spas) | S$800 a month | S$100 a month on the bonus | none |
| CIMB World Mastercard | 2% Wine and dine, online food delivery · 2% Movies and digital entertainment · 2% Taxis and automobile | S$500 a month | no overall cap | none |
| CIMB Visa Infinite | 2% Travel (airlines, hotels, travel agencies) and overseas or foreign-currency spend | S$2,000 a month | no overall cap | none |
CIMB Visa Signature
10% in five categories — online shopping, groceries, beauty and wellness, pets and cruises — from S$800 a month, but only up to S$20 per category. No annual fee for life.
| Category | Cash back | Cap | Min spend |
|---|---|---|---|
| Online shopping (apparel, shoes, electronics, department stores; Amazon, Shopee, Apple and others) | 10% | S$20 a month | S$800 |
| Groceries (supermarkets, including online) | 10% | S$20 a month | S$800 |
| Beauty and wellness (pharmacies, personal care, salons, spas) | 10% | S$20 a month | S$800 |
| Pet shops and vets | 10% | S$20 a month | S$800 |
| Cruises | 10% | S$20 a month | S$800 |
| Everything else eligible | 0.2% | within card cap | none |
- Minimum spend: S$800 a month. S$800 posted in the same statement month
- Cap: S$100 a month on the bonus. S$20 per category and S$100 a statement month in total; the 0.2% base has no cap and continues above the caps
- Annual fee: none. No annual fee for life
- Minimum income: S$30,000 a year (Singaporeans and PRs)
- Card: Visa credit card
What doesn't earn cash back
- cash advances, quasi-cash and gambling
- insurance, government payments, tax, utilities and donations
- AXS payments
- interest, fees and balance transfers
- SAM, CardUp, ipaymy, wallet top-ups, brokerages and crypto don't count towards the S$800
Sources: CIMB Visa Signature; CIMB Visa Signature cashback terms (PDF). Checked 13 October 2026.
CIMB World Mastercard
Up to 2% on dining, entertainment, taxis and luxury goods, and 1% elsewhere, with no cap and no annual fee for life.
The four categories pay 2% when S$1,000 is posted in the statement month and 1% below that. Other spend earns 1% from S$500 a month; the terms give no rate below S$500, so we count nothing.
| Category | Cash back | Cap | Min spend |
|---|---|---|---|
| Wine and dine, online food delivery — not hotel restaurants or banquets | 1% | none | none |
| Wine and dine, online food delivery — not hotel restaurants or banquets | 2% | none | S$1,000 |
| Movies and digital entertainment | 1% | none | none |
| Movies and digital entertainment | 2% | none | S$1,000 |
| Taxis and automobile — no GrabPay top-ups | 1% | none | none |
| Taxis and automobile — no GrabPay top-ups | 2% | none | S$1,000 |
| Luxury goods (jewellery, watches, leather) | 1% | none | none |
| Luxury goods (jewellery, watches, leather) | 2% | none | S$1,000 |
| Everything else eligible | 1% | none | S$500 |
- Minimum spend: S$500 a month. S$500 for 1% on other spend; S$1,000 for 2% in the categories
- Cap: no overall cap. No cap
- Annual fee: none. No annual fee for life
- Minimum income: S$30,000 a year (Singaporeans and PRs)
- Card: Mastercard credit card
What doesn't earn cash back
- cash advances, quasi-cash and gambling
- insurance, government payments, tax, utilities and donations
- AXS payments
- interest, fees and balance transfers
- EZ-Link and Transit Link top-ups, CardUp, ipaymy, YouTrip, wallet top-ups, brokerages and crypto
Sources: CIMB World Mastercard; CIMB World Mastercard cashback terms (from 1 November 2022, PDF). Checked 13 October 2026.
CIMB Visa Infinite
1% on everything with no cap, and 2% on travel and overseas spend in months you spend S$2,000, with no annual fee for life.
| Category | Cash back | Cap | Min spend |
|---|---|---|---|
| Travel (airlines, hotels, travel agencies) and overseas or foreign-currency spend | 2% | none | S$2,000 |
| Everything else eligible | 1% | none | none |
- Minimum spend: S$2,000 a month. S$2,000 posted in the statement month for the 2% rate; 1% on everything needs no minimum
- Cap: no overall cap. No cap
- Annual fee: none. No annual fee for life
- Card: Visa credit card
What doesn't earn cash back
- cash advances, quasi-cash and gambling
- insurance, government payments, tax, utilities and donations
- AXS payments
- interest, fees and balance transfers
- transactions under S$1
Sources: CIMB Visa Infinite; CIMB Visa Infinite cashback terms (PDF). Checked 13 October 2026.
Questions and answers
What is the minimum spend on the CIMB Visa Signature?
S$800 of eligible spend a month. S$800 posted in the same statement month.
What is the cash back cap on the CIMB Visa Signature?
S$100 a month. S$20 per category and S$100 a statement month in total; the 0.2% base has no cap and continues above the caps.
Is there an annual fee on the CIMB Visa Signature?
No — no annual fee for life.
What is the minimum spend on the CIMB World Mastercard?
S$500 of eligible spend a month. S$500 for 1% on other spend; S$1,000 for 2% in the categories.
What is the cash back cap on the CIMB World Mastercard?
There is no overall monthly cap.
Is there an annual fee on the CIMB World Mastercard?
No — no annual fee for life.
What is the minimum spend on the CIMB Visa Infinite?
S$2,000 of eligible spend a month. S$2,000 posted in the statement month for the 2% rate; 1% on everything needs no minimum.
What is the cash back cap on the CIMB Visa Infinite?
There is no overall monthly cap.
Is there an annual fee on the CIMB Visa Infinite?
No — no annual fee for life.
Best cards by category
- Best cashback credit cards for dining in Singapore
- Best cashback credit cards for groceries in Singapore
- Best cashback credit cards for online shopping in Singapore
- Best cashback credit cards for transport in Singapore
- Best cashback credit cards for petrol in Singapore
Other banks
- DBS / POSB cashback cards
- OCBC cashback cards
- UOB cashback cards
- Citi cashback cards
- HSBC cashback cards
- Standard Chartered cashback cards
- Trust Bank cashback cards
- American Express cashback cards
Checked against the banks' own pages and terms on 13 October 2026. Banks change rates, caps and exclusions at short notice — the card's terms on the bank's site are what counts. Tratobor takes no money from banks and has no referral links; this is reference information, not financial advice.